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Yapily

Enterprise open banking API connecting to 2,000+ banks across 19 European countries.

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Our Verdict

Clean, enterprise-grade open banking API for Europe, if you can stomach the pricing and Europe-only scope.

Pros

  • 2,000+ European bank connections via one API
  • Infrastructure-only: no competing consumer product
  • Strong PSD2 and regulatory compliance posture
  • Clean API design popular with enterprises

Cons

  • Europe-only; no US or APAC coverage
  • Pricing enterprise-focused, not startup-friendly
  • Fewer categorization and enrichment features than rivals
  • UK open banking exit post-PSD2 adds uncertainty
Best for: Enterprise fintechs and banks building European open banking products Not for: Startups on tight budgets or companies needing global bank coverage

When to Use Yapily

Good fit if you need

  • Enterprise open banking API across 2,000+ European banks
  • PSD2-compliant AIS and PIS for UK and EU fintech apps
  • Account data and payment initiation for enterprise software
  • White-label open banking connectivity for financial platforms
  • Multi-country bank aggregation with normalized data models

Yapily Pricing

Pricing Model
subscription
Free Tier
No
Entry Price
β€”
Enterprise Available
No
Transparency Score
β€”

Beta β€” estimates may differ from actual pricing

1,000
1001K10K100K1M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

Lock-in Assessment

Medium 3/5
Lock-in Score
3/5

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