Yapily logo

Yapily

Enterprise open banking API connecting to 2,000+ banks across 19 European countries.

-

Our Verdict

Clean, enterprise-grade open banking API for Europe, if you can stomach the pricing and Europe-only scope.

Pros

  • 2,000+ European bank connections via one API
  • Infrastructure-only: no competing consumer product
  • Strong PSD2 and regulatory compliance posture
  • Clean API design popular with enterprises

Cons

  • Europe-only; no US or APAC coverage
  • Pricing enterprise-focused, not startup-friendly
  • Fewer categorization and enrichment features than rivals
  • UK open banking exit post-PSD2 adds uncertainty
Best for: Enterprise fintechs and banks building European open banking products Not for: Startups on tight budgets or companies needing global bank coverage

When to Use Yapily

Good fit if you need

  • Enterprise open banking API across 2,000+ European banks
  • PSD2-compliant AIS and PIS for UK and EU fintech apps
  • Account data and payment initiation for enterprise software
  • White-label open banking connectivity for financial platforms
  • Multi-country bank aggregation with normalized data models

Lock-in Assessment

Medium 3/5
Lock-in Score
3/5

Yapily Pricing

Pricing Model
subscription
Free Tier
No
Entry Price
Enterprise Available
No
Transparency Score

Beta — estimates may differ from actual pricing

1,000
1001K10K100K1M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

Used in these stacks

Curated setups that include Yapily.

Community Discussion

Comments powered by Giscus (GitHub Discussions). You need a GitHub account to comment.