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Xendit

Xendit — Southeast Asia payment infrastructure covering Indonesia, Philippines, Malaysia, and Thailand with VA, QR, cards, and disbursements.

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Our Verdict

The Stripe of Southeast Asia — if you're selling in Indonesia or the Philippines, Xendit is the obvious default.

Pros

  • Best SEA coverage: ID, PH, MY, TH
  • VA, QR, cards, and disbursements unified
  • Modern developer docs and SDKs
  • Strong local method breadth

Cons

  • Support response times vary
  • Pricing differs notably per country
  • Limited outside Southeast Asia
  • Webhook reliability complaints historically
Best for: Merchants and platforms operating across Southeast Asia needing unified local methods Not for: Businesses outside SEA or needing enterprise SLAs with guaranteed support times

When to Use Xendit

Good fit if you need

  • Virtual account and QR payments for Indonesian merchants
  • Disbursement API for bulk payouts in Philippines and Indonesia
  • Cards and e-wallet acceptance across Southeast Asia via Xendit

Lock-in Assessment

Low 2/5
Lock-in Score
2/5
Data Portability: partial_export

Xendit Pricing

Pricing Model
usage
Free Tier
No
Entry Price
Enterprise Available
No
Transparency Score

Beta — estimates may differ from actual pricing

1,000
1001K10K100K1M
10,000
1K10K100K1M10M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

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