Treasury Prime
Treasury Prime — Banking-as-a-service platform offering REST APIs for account creation, ACH, wires, and card issuance.
Our Verdict
Serious BaaS choice for US fintechs, but recent industry consolidation means do thorough partner-bank diligence.
Pros
- BaaS APIs for accounts and ACH
- Multi-bank partner network
- Card issuance included
Cons
- Heavy compliance onboarding required
- US-only banking focus
- Post-sponsor-bank shakeup uncertainty
Best for: US fintechs launching accounts and payments products
Not for: Non-US markets or projects avoiding heavy compliance
When to Use Treasury Prime
Good fit if you need
- BaaS REST API for neobank account creation
- ACH and wire transfer API for fintech applications
- Card issuance API for embedded finance products
- Bank partnership middleware for embedded banking apps
- KYC-compliant account opening via banking API
Lock-in Assessment
High 2/5
Lock-in Score 2/5
Pricing
Price wrong?Treasury Prime Pricing
- Pricing Model
- custom
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
1,000
1001K10K100K1M
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Used in these stacks
Curated setups that include Treasury Prime.
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