Solaris (SolarisBank)
Banking-as-a-Service API: accounts, cards, KYC, lending for embedded finance.
Our Verdict
Powerful EU BaaS if you can survive enterprise onboarding and the regulator spotlight on Solaris.
Pros
- Full BaaS stack: accounts, cards, KYC, lending
- BaFin-licensed — skip your own banking license
- German/EU regulatory coverage baked in
- Good for embedded finance in EU products
Cons
- Past compliance fines raise partner risk
- Onboarding is slow and enterprise-flavored
- Pricing opaque without sales engagement
- Integration complexity requires dedicated team
When to Use Solaris (SolarisBank)
Good fit if you need
- BaaS API for embedded banking accounts and KYC in Germany
- Card issuance and lending APIs for European neobank products
- IBAN account provisioning for fintech consumer apps in Europe
Pricing
Price wrong?Solaris (SolarisBank) Pricing
- Pricing Model
- custom
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Lock-in Assessment
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