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Pin Payments

Australian developer-focused payment gateway — simple card acceptance APIs, no gateway/merchant account required.

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AU Est. 2013 Active Payment Gateway / PSP

Our Verdict

Delightful developer experience for Australian card checkout, but card-only and single-country constrain scope.

Pros

  • Australian dev-focused card API
  • No separate merchant account needed
  • Simple, well-documented REST API
  • Quick onboarding for SMBs

Cons

  • Australia-only primary focus
  • Card-only, no local alternatives
  • Smaller than Stripe in AU
  • Limited advanced fraud tools
Best for: Australian SMBs and indie devs wanting quick, clean card acceptance Not for: Merchants needing BNPL, bank debit, or multi-country reach

When to Use Pin Payments

Good fit if you need

  • Simple card acceptance via REST API without merchant account
  • Charging saved cards for Australian recurring billing
  • Tokenizing card data for PCI-compliant Australian checkout

Pricing

Price wrong?

Pin Payments Pricing

Pricing Model
usage
Free Tier
No
Entry Price
—
Enterprise Available
No
Transparency Score
—

Beta — estimates may differ from actual pricing

1,000
1001K10K100K1M
10,000
1K10K100K1M10M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

Lock-in Assessment

Medium 3/5
Lock-in Score
3/5

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