Pin Payments
Australian developer-focused payment gateway — simple card acceptance APIs, no gateway/merchant account required.
Our Verdict
Delightful developer experience for Australian card checkout, but card-only and single-country constrain scope.
Pros
- Australian dev-focused card API
- No separate merchant account needed
- Simple, well-documented REST API
- Quick onboarding for SMBs
Cons
- Australia-only primary focus
- Card-only, no local alternatives
- Smaller than Stripe in AU
- Limited advanced fraud tools
Best for: Australian SMBs and indie devs wanting quick, clean card acceptance
Not for: Merchants needing BNPL, bank debit, or multi-country reach
When to Use Pin Payments
Good fit if you need
- Simple card acceptance via REST API without merchant account
- Charging saved cards for Australian recurring billing
- Tokenizing card data for PCI-compliant Australian checkout
Lock-in Assessment
Medium 3/5
Lock-in Score 3/5
Pricing
Price wrong?Pin Payments Pricing
- Pricing Model
- usage
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
1,000
1001K10K100K1M
10,000
1K10K100K1M10M
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Community Discussion
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