PhonePe
Indias largest UPI payments app with PhonePe Payment Gateway offering merchants checkout APIs, UPI, cards and wallet acceptance.
Our Verdict
Worth it for UPI-heavy Indian checkout, but Razorpay usually wins as primary gateway for devs.
Pros
- India's largest UPI brand presence
- Gateway covers UPI, cards, wallets
- High consumer trust drives conversion
- Solid uptime on UPI rails
Cons
- Mostly UPI-centric merchant flow
- Docs less developer-friendly than Razorpay
- Onboarding requires India entity
- Gateway feature set narrower than Razorpay
When to Use PhonePe
Good fit if you need
- UPI checkout integration via PhonePe for Indian merchants
- Accepting cards and wallet payments on PhonePe gateway
- Recurring UPI AutoPay for Indian subscription services
Pricing
Price wrong?PhonePe Pricing
- Pricing Model
- usage
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Lock-in Assessment
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