Perfios
Indian financial data platform providing bank statement analysis, credit decisioning, KYC and fraud APIs for BFSI.
Our Verdict
India's go-to bank statement analytics and decisioning stack; pick Signzy for simpler KYC-only needs.
Pros
- Bank statement analysis deeply tuned for India
- Credit decisioning APIs for BFSI pre-built
- KYC plus fraud checks under one roof
- Strong footprint across Indian lenders
Cons
- India-centric, limited use internationally
- Enterprise deployments, slow procurement
- Broader than KYC-only, can feel over-scoped
- API polish lags newer Indian fintech vendors
When to Use Perfios
Good fit if you need
- Bank statement analysis API for Indian NBFC underwriting
- GST and ITR-based income verification for lending KYC
- Fraud detection from financial transaction pattern analysis
- Account aggregation for PFM apps under AA framework
- Credit decisioning data enrichment for Indian digital lending
Pricing
Price wrong?Perfios Pricing
- Pricing Model
- custom
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Lock-in Assessment
🔄 Thinking about migrating off Perfios?
Get an AI-drafted migration plan + a copy-paste email to Perfios support requesting a data export. Pick where you're moving to and tell us your context.
Looking for alternatives to Perfios?
Answer 4 quick questions — get an AI-ranked shortlist of tools that match your stack and requirements.
Open AI Tool FinderCommunity Discussion
Comments powered by Giscus (GitHub Discussions). You need a GitHub account to comment.