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PayMongo

PayMongo — Philippines payment gateway supporting GCash, Maya, GrabPay, cards, and bank transfers for online merchants.

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Our Verdict

Best developer-friendly gateway for Philippines checkout, covering the wallets customers actually use.

Pros

  • Stripe-like DX for Philippines
  • Covers GCash, Maya, GrabPay, cards
  • Clean REST API and webhooks
  • YC-backed, iterates fast

Cons

  • Philippines-only
  • Smaller brand for enterprise buyers
  • Fee structure favors volume
  • Limited fraud tooling vs global peers
Best for: Philippine online merchants and SaaS needing modern API with wallet coverage Not for: Enterprises needing multi-country coverage or advanced fraud/risk tooling

When to Use PayMongo

Good fit if you need

  • GCash and Maya checkout integration for Philippine merchants
  • GrabPay acceptance for Southeast Asian e-commerce apps
  • Bank transfer collection via Philippine banking rails

PayMongo Pricing

Pricing Model
usage
Free Tier
No
Entry Price
Enterprise Available
No
Transparency Score

Beta — estimates may differ from actual pricing

1,000
1001K10K100K1M
10,000
1K10K100K1M10M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

Lock-in Assessment

Medium 3/5
Lock-in Score
3/5

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Community Discussion

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