Paidy
Paidy — Japan buy-now-pay-later service allowing purchases with phone number and email, with monthly consolidated billing.
Our Verdict
Conversion booster for Japanese checkout via frictionless BNPL, but fees and single-country scope are real.
Pros
- BNPL with just phone and email
- High conversion for Japan checkout
- Consolidated monthly billing reduces friction
- Owned by PayPal, stable backing
Cons
- Japan-only, no regional scale
- Consumer credit risk abstracted but fees high
- Integration via PSPs, not always direct
- Limited customization of flows
Best for: E-commerce selling to Japanese consumers who prefer post-pay consolidated billing
Not for: Merchants outside Japan or those sensitive to BNPL merchant fees
When to Use Paidy
Good fit if you need
- BNPL checkout for Japanese consumers without credit card
- Monthly consolidated billing for Japanese subscription goods
- Offering deferred payment option at Japanese e-commerce checkout
Lock-in Assessment
Medium 3/5
Lock-in Score 3/5
Pricing
Price wrong?Paidy Pricing
- Pricing Model
- usage
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
1,000
1001K10K100K1M
10,000
1K10K100K1M10M
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
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