Ozow
Ozow — South Africa EFT payment gateway enabling instant bank-to-merchant transfers via online banking without card or OTP friction.
Our Verdict
Great fit for South African EFT with smooth UX, but the single-country scope caps usefulness.
Pros
- Instant EFT without card or OTP
- Strong South Africa bank coverage
- Lower fees than card acquirers
- Simple API and hosted checkout
Cons
- South Africa-only scope
- Requires customer online banking login
- Chargebacks less predictable than cards
- Brand trust lower outside SA
Best for: South African merchants wanting low-fee instant EFT without card rails
Not for: International sellers or merchants needing recurring card billing
When to Use Ozow
Good fit if you need
- Instant EFT checkout for South African e-commerce without OTP
- Bank-to-merchant QR payments bypassing card network fees
- Integrating Ozow as low-friction checkout for South African apps
Lock-in Assessment
Medium 3/5
Lock-in Score 3/5
Pricing
Price wrong?Ozow Pricing
- Pricing Model
- usage
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
1,000
1001K10K100K1M
10,000
1K10K100K1M10M
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Community Discussion
Comments powered by Giscus (GitHub Discussions). You need a GitHub account to comment.