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NP Kakebarai

Net Protections B2B BNPL for Japan — invoice settlement API with credit guarantee for business buyers.

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JP Est. 2002 Active Payment Gateway / PSP

Our Verdict

Strong fit for B2B sellers in Japan — credit guarantee makes invoice settlement workable without risk.

Pros

  • B2B BNPL tailored for Japanese invoicing norms
  • Credit guarantee shifts default risk
  • Supports monthly invoice settlement
  • Well-suited to Japanese business culture

Cons

  • Japan-only B2B scope
  • Not a consumer card gateway
  • Onboarding and KYC takes time
  • English-language support limited
Best for: B2B merchants selling to Japanese business buyers on invoice terms Not for: B2C merchants or non-Japan commerce

When to Use NP Kakebarai

Good fit if you need

  • Enabling BNPL for Japanese B2B buyers at invoice creation
  • Credit-guaranteed net-30 terms for SME supplier payments
  • Reducing DSO with guaranteed invoice settlement for sellers

Lock-in Assessment

High 2/5
Lock-in Score
2/5

NP Kakebarai Pricing

Pricing Model
custom
Free Tier
No
Entry Price
Enterprise Available
No
Transparency Score

Beta — estimates may differ from actual pricing

1,000
1001K10K100K1M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

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