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NOWPayments

Non-custodial crypto payment gateway API supporting 300+ cryptocurrencies for merchants.

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CZ Est. 2019 Active Payment Gateway / PSP

Our Verdict

Practical crypto-accept gateway with broad coin support — useful add-on for merchants wanting optional crypto checkout.

Pros

  • Non-custodial crypto acceptance out of the box
  • Supports 300+ cryptocurrencies
  • Merchant-friendly fee structure
  • Plugins for major e-commerce platforms

Cons

  • Crypto-only — no fiat acceptance
  • Volatility unless converted immediately
  • Chain congestion can affect confirmations
  • Compliance burden stays with merchant
Best for: Merchants adding crypto as an additional payment method Not for: Merchants needing fiat acquiring or risk-averse operations

When to Use NOWPayments

Good fit if you need

  • Accepting Bitcoin and USDT payments without custodial risk
  • Embedding crypto checkout for digital goods merchants
  • Converting 300+ crypto payments to stablecoin settlements
  • Recurring crypto billing for subscription services

Lock-in Assessment

Low 4/5
Lock-in Score
4/5

NOWPayments Pricing

Pricing Model
usage
Free Tier
No
Entry Price
Enterprise Available
No
Transparency Score

Beta — estimates may differ from actual pricing

1,000
1001K10K100K1M
10,000
1K10K100K1M10M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

Used in these stacks

Curated setups that include NOWPayments.

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