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Midtrans

Indonesias largest payment gateway (part of GoTo/Gojek) — 25+ payment methods via API and ready-to-use plugins.

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ID Est. 2012 Active Payment Gateway / PSP

Our Verdict

Near-mandatory for Indonesian merchants — coverage breadth and GoTo ecosystem outweigh rough edges.

Pros

  • Default gateway in Indonesia with 25+ methods
  • GoTo backing adds ecosystem value
  • Ready plugins for major platforms
  • Broad coverage: cards, wallets, bank transfer, QRIS

Cons

  • Indonesia-only coverage
  • Documentation occasionally outdated
  • Sandbox reliability issues reported
  • Support response times variable
Best for: E-commerce and apps selling to Indonesian consumers Not for: Merchants outside Indonesia

When to Use Midtrans

Good fit if you need

  • 25+ Indonesian payment method acceptance via Snap checkout widget
  • GoPay, OVO, Dana, and virtual account collection for Indonesian platforms
  • Recurring billing for Indonesian subscription services via GoTo payment rails
  • Marketplace split payments and commission management for Indonesian platforms

Lock-in Assessment

Medium 3/5
Lock-in Score
3/5

Midtrans Pricing

Pricing Model
usage
Free Tier
No
Entry Price
Enterprise Available
No
Transparency Score

Beta — estimates may differ from actual pricing

1,000
1001K10K100K1M
10,000
1K10K100K1M10M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

Community Discussion

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