Middesk
Middesk — Business identity and KYB verification API providing tax ID validation, beneficial ownership, and business data.
Our Verdict
The default US KYB API for fintechs; expect to bolt on a KYC vendor and global registry source.
Pros
- Tax ID validation, UBO and business data in one API
- US-focused coverage with strong registry data
- Clean developer experience, self-serve signup
- Fast turnaround on EIN match and formation docs
Cons
- US-centric, weak outside North America
- Per-verification pricing adds up at scale
- Less depth on sanctions and adverse media
- Not a full IDV stack for individuals
When to Use Middesk
Good fit if you need
- Business identity verification via EIN and Secretary of State
- Beneficial ownership check for CARES Act and bank KYB
- Business address and registration status validation API
- Automated KYB for BaaS and embedded finance onboarding
- Merchant verification for marketplace and payments platforms
Pricing
Price wrong?Middesk Pricing
- Pricing Model
- usage
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Lock-in Assessment
🔄 Thinking about migrating off Middesk?
Get an AI-drafted migration plan + a copy-paste email to Middesk support requesting a data export. Pick where you're moving to and tell us your context.
Used in these stacks
Curated setups that include Middesk.
Looking for alternatives to Middesk?
Answer 4 quick questions — get an AI-ranked shortlist of tools that match your stack and requirements.
Open AI Tool FinderCommunity Discussion
Comments powered by Giscus (GitHub Discussions). You need a GitHub account to comment.