Lendable
Consumer lending tech platform; internal ML/decision API exposed to partners.
Our Verdict
Lending infrastructure, not a payments gateway — relevant only for partners embedding consumer credit.
Pros
- Proven ML decisioning for consumer credit
- Partner API enables embedded lending
- Strong UK consumer lending track record
- Data-driven underwriting at scale
Cons
- Not a general payment gateway
- Partner API is not widely available
- Primarily UK consumer credit focus
- Integration only for select fintech partners
Best for: UK fintechs and platforms embedding consumer lending decisions
Not for: Merchants or teams seeking payment acceptance
When to Use Lendable
Good fit if you need
- Consumer credit decisioning API for embedded lending partner integrations
- ML-based credit underwriting exposed to white-label lending platform partners
- BNPL and installment financing backend for consumer-facing products
- Risk assessment API for fintech partners adding credit to their product
Pricing
Price wrong?Lendable Pricing
- Pricing Model
- custom
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
1,000
1001K10K100K1M
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Lock-in Assessment
High 2/5
Lock-in Score 2/5
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