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Kyash API

Japanese wallet/card issuer Kyash — issuing APIs for virtual/physical Visa cards and P2P transfers.

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JP Est. 2015 Active Payment Gateway / PSP

Our Verdict

Niche pick for Japanese fintechs needing Visa issuing and P2P — limited value outside Japan.

Pros

  • Virtual and physical Visa card issuing in Japan
  • P2P transfer API baked in
  • Modern consumer wallet experience
  • Real-time push notifications for transactions

Cons

  • Japan-only issuing and use
  • Developer docs limited in English
  • Smaller program scale than Marqeta peers
  • Not an acquiring solution
Best for: Japan-market fintechs launching wallet or issuing products Not for: Non-Japan programs or merchants needing acquiring

When to Use Kyash API

Good fit if you need

  • Virtual Visa card issuing for Japanese fintech and loyalty reward products
  • P2P transfer and digital wallet API for Japanese consumer finance apps
  • Physical card programs with real-time spend notifications via Kyash SDK
  • Corporate expense prepaid card issuance for Japanese business apps

Lock-in Assessment

Medium 3/5
Lock-in Score
3/5

Kyash API Pricing

Pricing Model
usage
Free Tier
No
Entry Price
Enterprise Available
No
Transparency Score

Beta — estimates may differ from actual pricing

1,000
1001K10K100K1M
10,000
1K10K100K1M10M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

Community Discussion

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