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Kora

Pan-African B2B payment infrastructure for collections and payouts across 40+ countries.

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NG Est. 2020 Active Payment Gateway / PSP

Our Verdict

Promising pan-African B2B payments API when you need both collections and payouts across many countries.

Pros

  • Coverage across 40+ African countries
  • B2B focus — collections and payouts together
  • Mobile money plus bank rails in one API
  • Single integration for pan-African reach

Cons

  • Newer entrant — ecosystem still forming
  • Docs and support scaling with growth
  • Coverage deep in some countries, thin elsewhere
  • B2C merchant features less developed
Best for: B2B platforms needing unified African collections and payouts Not for: B2C merchants or single-country operations

When to Use Kora

Good fit if you need

  • B2B collections and payouts across 40+ African countries via single API
  • Cross-border B2B payment infrastructure for platforms serving African SMBs
  • Pan-African disbursement to mobile money and bank accounts at scale
  • African treasury and FX settlement for businesses with multi-country operations

Lock-in Assessment

Medium 3/5
Lock-in Score
3/5

Kora Pricing

Pricing Model
usage
Free Tier
No
Entry Price
Enterprise Available
No
Transparency Score

Beta — estimates may differ from actual pricing

1,000
1001K10K100K1M
10,000
1K10K100K1M10M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

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