Klarna Kosma
Open banking API platform from Klarna connecting 15,000+ banks across 26 countries.
Our Verdict
Credible EU open banking API with Klarna scale, though Tink and TrueLayer are battle-tested rivals.
Pros
- Access to 15,000+ banks across 26 countries
- PSD2 and open banking compliance baked in
- Backed by Klarna's fintech scale and resources
- Strong European bank coverage
Cons
- Europe-centric; lighter outside EU/UK
- Klarna brand tied to commercial priorities
- Pricing opaque; enterprise sales cycle
- Competes with Tink and TrueLayer in core markets
When to Use Klarna Kosma
Good fit if you need
- Open banking API connecting 15,000+ banks across 26 countries
- PSD2-compliant account data access for European fintechs
- Payment initiation across European banks in a single integration
- Account verification and balance checks for lending apps
- Open finance connectivity underpinning Klarna's banking features
Pricing
Price wrong?Klarna Kosma Pricing
- Pricing Model
- usage
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Lock-in Assessment
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