Fragment
Ledger-as-a-service API for engineers who build money-moving fintech products.
Our Verdict
Exactly what you need if you're building money-movement products — but useless if you're not.
Pros
- Purpose-built money ledger API
- Double-entry correctness out of box
- Solves hard accounting for fintechs
- Developer-first design
Cons
- Not a payment rail itself
- Learning curve for ledger model
- Usage-based pricing adds up
- Narrow use case
Best for: Engineers building fintech products needing correct double-entry ledgers
Not for: Merchants wanting payment acceptance or non-money-moving apps
When to Use Fragment
Good fit if you need
- Ledger-as-a-service for tracking money movement in fintech products
- Double-entry accounting API for money-moving apps and wallets
- Programmable ledger for marketplace escrow and multi-party settlement
- Financial audit trail and balance tracking for complex payment flows
Pricing
Price wrong?Fragment Pricing
- Pricing Model
- usage
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
1,000
1001K10K100K1M
10,000
1K10K100K1M10M
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Lock-in Assessment
High 2/5
Lock-in Score 2/5
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