Ethoca
Ethoca, a Mastercard company, runs a global network that shares fraud and dispute data between issuers and merchants, enabling merchants to refund fraudulent transactions before a chargeback is filed. It exposes Alerts and Consumer Clarity
Our Verdict
A must-have for large merchants to bleed less on chargebacks, but it is damage control, not prevention.
Pros
- Cuts chargebacks by refunding before dispute filed
- Global issuer network via Mastercard
- Consumer Clarity reduces friendly fraud
- Well integrated with major PSPs
Cons
- Only helps after fraud is already reported to issuer
- Requires enrollment with each issuing bank
- Not a prevention layer, a loss-control one
- Enterprise contracting via Mastercard
When to Use Ethoca
Good fit if you need
- Pre-chargeback fraud alert via Ethoca Alerts network
- Consumer Clarity order details API to reduce friendly fraud
- Rapid Dispute Resolution to settle disputes before filing
- Issuer-merchant data sharing to prevent duplicate chargebacks
- Fraud signal enrichment for merchant risk operations
Pricing
Price wrong?Ethoca Pricing
- Pricing Model
- custom
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
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