Ekata
Ekata, a Mastercard company, offers identity data APIs including Pro Insight, Identity Check and Transaction Risk. Developers use it to score signups, checkout sessions and wire transfers against email, phone, name and address signals for s
Active KYC / KYB / AML API
Our Verdict
Reliable identity data backbone for custom risk models, but not a turnkey fraud decision engine.
Pros
- Global coverage via Mastercard data network
- Strong email, phone and address signals
- Stable, well-documented APIs
- Widely trusted by PSPs and marketplaces
Cons
- Per-call pricing stacks up at scale
- Raw signals, you build the scoring
- Less granular on device and behavioral signals
- Procurement via Mastercard can be slow
Best for: Risk teams building their own scoring who need global email, phone and address intelligence.
Not for: Teams wanting out-of-box approve/decline decisions without engineering work.
When to Use Ekata
Good fit if you need
- Identity signal scoring for checkout fraud risk assessment
- Email and phone risk API for signup abuse prevention
- Wire transfer risk scoring via Ekata Transaction Risk API
- Address verification enrichment for CNP fraud mitigation
- Account opening risk scoring for banking onboarding flows
Lock-in Assessment
Medium 3/5
Lock-in Score 3/5
Pricing
Price wrong?Ekata Pricing
- Pricing Model
- custom
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
1,000
1001K10K100K1M
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Community Discussion
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