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Ekata

Ekata, a Mastercard company, offers identity data APIs including Pro Insight, Identity Check and Transaction Risk. Developers use it to score signups, checkout sessions and wire transfers against email, phone, name and address signals for s

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Our Verdict

Reliable identity data backbone for custom risk models, but not a turnkey fraud decision engine.

Pros

  • Global coverage via Mastercard data network
  • Strong email, phone and address signals
  • Stable, well-documented APIs
  • Widely trusted by PSPs and marketplaces

Cons

  • Per-call pricing stacks up at scale
  • Raw signals, you build the scoring
  • Less granular on device and behavioral signals
  • Procurement via Mastercard can be slow
Best for: Risk teams building their own scoring who need global email, phone and address intelligence. Not for: Teams wanting out-of-box approve/decline decisions without engineering work.

When to Use Ekata

Good fit if you need

  • Identity signal scoring for checkout fraud risk assessment
  • Email and phone risk API for signup abuse prevention
  • Wire transfer risk scoring via Ekata Transaction Risk API
  • Address verification enrichment for CNP fraud mitigation
  • Account opening risk scoring for banking onboarding flows

Ekata Pricing

Pricing Model
custom
Free Tier
No
Entry Price
β€”
Enterprise Available
No
Transparency Score
β€”

Beta β€” estimates may differ from actual pricing

1,000
1001K10K100K1M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

Lock-in Assessment

Medium 3/5
Lock-in Score
3/5

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