Effectiv
Effectiv is a fraud, risk and compliance decisioning platform that orchestrates KYC, KYB, device, transaction and AML signals through a single API. Its no-code workflow builder and AI models help fintechs, banks and marketplaces onboard and
Our Verdict
Good orchestration layer if you already juggle many fraud vendors, less compelling as a sole risk stack.
Pros
- Single API for KYC, KYB, device and AML signals
- No-code workflow builder for risk ops
- Model-agnostic orchestration across vendors
- Fast time-to-value for fintech stacks
Cons
- Younger platform with smaller reference base
- Depth per signal thinner than specialist vendors
- Still need to pay for underlying data vendors
- Enterprise pricing not public
When to Use Effectiv
Good fit if you need
- KYC and AML signal orchestration via single API for fintechs
- No-code fraud rule builder for transaction risk policies
- Device and behavior signal fusion for account opening risk
- Real-time fraud decisioning for BNPL approval workflows
- Compliance and fraud unified decisioning for neobanks
Pricing
Price wrong?Effectiv Pricing
- Pricing Model
- custom
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Lock-in Assessment
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