Cobalt Intelligence
Cobalt Intelligence provides a business verification API sourcing real-time data from US Secretary of State offices and related registries, helping fintechs and lenders verify corporate identity quickly.
Active KYC / KYB / AML API
Our Verdict
US Secretary of State lookups done right, best as a targeted complement to broader KYB stacks.
Pros
- Real-time data from all 50 US Secretary of State sites
- Primary-source corporate records, not aggregated
- Fast verification for US business identity checks
- Useful when Middesk or LexisNexis lag on filings
Cons
- US-only, no coverage outside SoS registries
- Narrower than full KYB suites like Middesk
- No UBO, sanctions or PEP screening bundled
- Pricing per lookup adds up at scale
Best for: US lenders and fintechs needing live SoS data for business verification and underwriting
Not for: Global KYB programs or teams needing UBO, sanctions and adverse media in one API
When to Use Cobalt Intelligence
Good fit if you need
- US business entity verification via Secretary of State data
- Real-time corporate identity check for fintech KYB onboarding
- Beneficial ownership lookup for AML due diligence
- Lender business verification before credit decisioning
- Merchant onboarding validation for payment platforms
Lock-in Assessment
Medium 3/5
Lock-in Score 3/5
Pricing
Price wrong?Cobalt Intelligence Pricing
- Pricing Model
- usage
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
1,000
1001K10K100K1M
10,000
1K10K100K1M10M
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Community Discussion
Comments powered by Giscus (GitHub Discussions). You need a GitHub account to comment.