Cobalt Intelligence
Cobalt Intelligence provides a business verification API sourcing real-time data from US Secretary of State offices and related registries, helping fintechs and lenders verify corporate identity quickly.
Our Verdict
US Secretary of State lookups done right, best as a targeted complement to broader KYB stacks.
Pros
- Real-time data from all 50 US Secretary of State sites
- Primary-source corporate records, not aggregated
- Fast verification for US business identity checks
- Useful when Middesk or LexisNexis lag on filings
Cons
- US-only, no coverage outside SoS registries
- Narrower than full KYB suites like Middesk
- No UBO, sanctions or PEP screening bundled
- Pricing per lookup adds up at scale
When to Use Cobalt Intelligence
Good fit if you need
- US business entity verification via Secretary of State data
- Real-time corporate identity check for fintech KYB onboarding
- Beneficial ownership lookup for AML due diligence
- Lender business verification before credit decisioning
- Merchant onboarding validation for payment platforms
Pricing
Price wrong?Cobalt Intelligence Pricing
- Pricing Model
- usage
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Lock-in Assessment
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