ClearBank API
Clearing/settlement BaaS API: GBP/EUR accounts, Faster Payments, CHAPS, SEPA.
Our Verdict
Rare fully-licensed clearing API — credible bank-rail infrastructure for fintechs that need the real thing.
Pros
- Direct UK clearing access
- Faster Payments and CHAPS native
- Fully licensed UK clearing bank
- SEPA and GBP/EUR accounts
Cons
- UK/EU only, no global reach
- Enterprise onboarding required
- Not for consumer merchants
- Pricing requires sales engagement
When to Use ClearBank API
Good fit if you need
- GBP/EUR clearing and settlement BaaS for UK fintech companies
- Faster Payments and CHAPS access via API for non-bank financial products
- SEPA payment processing for EU-facing fintech built on ClearBank rails
- Embedded UK bank account creation for neobanks and e-money institutions
Pricing
Price wrong?ClearBank API Pricing
- Pricing Model
- custom
- Free Tier
- No
- Entry Price
- —
- Enterprise Available
- No
- Transparency Score
- —
Beta — estimates may differ from actual pricing
Estimated Monthly Cost
$25
Estimated Annual Cost
$300
Estimates are approximate and may not reflect current pricing. Always check the official pricing page.
Lock-in Assessment
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