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Aspire

Singapore B2B neobank and finance OS for SEA SMBs — multi-currency accounts, corporate cards, payouts and expense APIs.

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SG Est. 2018 Active Payment Gateway / PSP

Our Verdict

Strong SEA-first finance OS for SMBs, but miscategorised as orchestration — it is really a neobank with APIs.

Pros

  • Purpose-built for SEA SMBs with local compliance baked in
  • Multi-currency accounts, cards, and payouts in one stack
  • Expense and AP automation reduces finance tooling sprawl
  • Modern API and dashboard vs. legacy SEA banks

Cons

  • Coverage outside Southeast Asia is limited
  • Not a true orchestrator for third-party PSPs
  • Card program features weaker than US neobanks
  • Support SLA varies by tier and market
Best for: Singapore, Indonesia, Vietnam SMBs wanting a unified account, card, and payout platform. Not for: Merchants needing multi-PSP smart routing or global coverage beyond SEA.

When to Use Aspire

Good fit if you need

  • Multi-currency business accounts for SEA startups and SMBs
  • Corporate card + expense management for distributed SEA teams
  • API-driven payouts to vendors and employees across Southeast Asia
  • Embedded finance APIs for B2B platforms serving SEA merchants

Lock-in Assessment

Medium 3/5
Lock-in Score
3/5

Aspire Pricing

Pricing Model
freemium
Free Tier
Yes
Entry Price
Enterprise Available
No
Transparency Score

Beta — estimates may differ from actual pricing

1,000
1001K10K100K1M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

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