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Adyen

Adyen — Unified payments platform processing cards, wallets, and local methods globally with acquiring, issuing, and data analytics.

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Our Verdict

Best for enterprise with $10m+ tpv needing global coverage. Adyen offers EUR 0.11 + scheme fee. Moderate vendor lock-in.

Pros

  • Enterprise with $10M+ TPV needing global coverage
  • Unified online + in-store (POS) payments
  • Data export available for migrations

Cons

  • Startup with <$1M TPV — minimum fees are high
  • Need quick self-serve setup — Stripe is faster
  • Proprietary data formats add switching costs
Best for: Enterprise Not for: Solo projects

When to Use Adyen

Good fit if you need

  • Enterprise with $10M+ TPV needing global coverage
  • Unified online + in-store (POS) payments
  • Need 250+ local payment methods worldwide

Not the best choice if

  • Startup with <$1M TPV — minimum fees are high
  • Need quick self-serve setup — Stripe is faster
  • Solo developer building MVP

Consider instead: stripe, checkout-com

Migration Guide

Difficulty: medium
Data you can export: CSV import/export recurring payment details
API standard: Proprietary

💡 Moderate effort required. Export data before canceling

Works Well With

Lock-in Assessment

Medium 3/5
Lock-in Score
3/5

Medium — proprietary tokens, but CSV import/export under

Data Portability: CSV import/export recurring payment details
API Compatibility: Proprietary

Adyen Pricing

Pricing Model
hybrid
Free Tier
No
Entry Price
EUR 0.11 + scheme fee
Enterprise Available
Yes
Billing Complexity
Medium
Transparency Score
3/5
View pricing page →

Beta — estimates may differ from actual pricing

1,000
1001K10K100K1M

Estimated Monthly Cost

$25

Estimated Annual Cost

$300

Estimates are approximate and may not reflect current pricing. Always check the official pricing page.

Scale

Customers
unknown -- to enterprise (Starbucks, eBay)
Revenue
EUR 2,364.2M
Employees
~4,000

Project Health

B

Health Score

245 168
Bus Factor

10

Last Commit

today

Release Freq

10d

Open Issues

45

Issue Response

N/A

License

MIT

Last checked: 2026-04-16

Used in these stacks

Curated setups that include Adyen.

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