Payments Orchestration

Primer vs Basis Theory

Primer and Basis Theory both show up under the payments orchestration category, but they solve slightly different jobs. Primer uses custom (sales-led) pricing, while Basis Theory runs on undisclosed pricing with free tier. Lock-in is low for Primer and medium for Basis Theory. Transparency lands at 3/5 versus 4/5. Primer fits teams working on Multi-PSP routing for higher conversion, while Basis Theory is a closer match when the job is tokenizing payment card data to reduce PCI DSS scope. Worth noting: Primer is explicitly not for single-market startups; Basis Theory is explicitly not for merchants wanting a full routing, reconciliation, and analytics product out of the box. The honest trade-off: Primer trades off on single-market startups; Basis Theory trades off on tokenization only β€” no routing or acquiring. On the plus side, Primer highlights Multi-PSP routing for higher conversion, while Basis Theory points to processor-agnostic tokens portable across any PSP.

Quick take

Primer is for Multi-PSP routing for higher conversion; Basis Theory is for tokenizing payment card data to reduce; decide on pricing model.

Feature comparison

Primer Primer Basis Theory Basis Theory
Category Payments Orchestration Payments Orchestration
Pricing Model hybrid freemium
Entry Price Custom (enterprise) β€”
Free Tier No Yes
Billing Complexity high β€”
Developer Experience 5/5 4/5
Pricing Transparency 3/5 4/5
Lock-in Level low medium
Migration Complexity low β€”
Data Portability Via orchestration β€”
Enterprise Available β€”
GitHub Stars β€” 6
License β€” Apache-2.0

Switching cost & lock-in

Primer

Low β€” unified checkout, withand inin

Migration difficulty: low

Data you keep: Via orchestration

API standard: -API

Risk notes: Low β€” unified checkout, withand inin

πŸ’‘ Standard protocols make switching straightforward

Basis Theory

When to choose which

Choose Primer when…

Choose Primer if your project is Multi-PSP routing for higher conversion, you want to keep future migration cheap, strong SDKs and docs (5/5) are a priority.

  • Multi-PSP routing for higher conversion
  • Enterprise with multiple payment providers
  • Low lock-in β€” easy to migrate away

Not for: Single-market startups

Choose Basis Theory when…

Choose Basis Theory if your project is tokenizing payment card data to reduce PCI DSS scope, medium lock-in is an acceptable trade-off.

  • Processor-agnostic tokens portable across any PSP
  • Clean developer docs and strong SDKs
  • Reduces PCI scope to SAQ A without vendor lock-in
  • Good fit for multi-PSP and reseller architectures

Not for: Merchants wanting a full routing, reconciliation, and analytics product out of the box.

Common use cases

Primer

  • Multi-PSP routing for higher conversion
  • Enterprise with multiple payment providers
  • Cross-border optimization

Basis Theory

  • Tokenizing payment card data to reduce PCI DSS scope
  • Migrating cardholder data between PSPs without re-collecting card info
  • Storing raw PANs in a vault while routing tokens to multiple acquirers
  • Building processor-agnostic checkout with shared token vault

Ready to explore?

Check each tool's dedicated page for deeper reviews, setup notes, and pros/cons.

Frequently asked questions

Is Primer cheaper than Basis Theory?

Primer uses custom (sales-led) pricing, and Basis Theory uses undisclosed pricing with free tier. The pricing models are different, so a direct cheaper-than comparison depends on your volume and usage pattern. Basis Theory offers a free tier; Primer does not.

Can I migrate from Primer to Basis Theory?

Our data puts Primer at low lock-in, and Basis Theory at medium lock-in. Moving from Primer to Basis Theory should be manageable, though you'll still need to replay integrations and re-test flows end-to-end.

Which has better developer experience?

Primer scores 5/5 on developer experience in our data, while Basis Theory scores 4/5, so Primer has the edge on docs and SDK quality by that measure. Still, run a small integration spike on both before deciding β€” team familiarity with a given SDK style often matters more than a one-point score gap.

Is Basis Theory a good alternative to Primer?

Basis Theory is a reasonable alternative to Primer when your workload leans more toward engineering teams that want PCI offload and PSP portability without being locked into Stripe or Adyen vaults than enterprise. The pricing model shifts too β€” Primer is custom (sales-led) pricing, Basis Theory is undisclosed pricing with free tier β€” so expect the cost profile to change as well. One caveat: Basis Theory is explicitly not for merchants wanting a full routing, reconciliation, and analytics product out of the box, so check that constraint against your use-case before switching.

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