Checkout.com
Medium β proprietary tokens
Migration difficulty: medium
Data you keep: Via API export
API standard: Proprietary
Risk notes: Medium β proprietary tokens
π‘ Moderate effort required. Export data before canceling
Payment Gateway / PSP
Checkout.com and 2Checkout both show up under the payment gateway category, but they solve slightly different jobs. Checkout.com uses usage-based from custom pricing, while 2Checkout runs on undisclosed pricing. Lock-in is medium for Checkout.com and low for 2Checkout. Transparency lands at 4/5 versus 2/5. Both tools target SaaS with online payments, so the choice comes down to pricing, lock-in, and operational fit rather than scope. Worth noting: Checkout.com is explicitly not for offline, Internal projects. The honest trade-off: Checkout.com trades off on offline-only retail; 2Checkout trades off on offline-only retail. On the plus side, Checkout.com highlights SaaS with online payments. Checkout.com's documentation also calls out e-commerce checkout. For teams evaluating payment gateway options today, the decision usually hinges on whether Checkout.com's profile or 2Checkout's profile maps more cleanly to the pricing model, lock-in tolerance, and scale your team can live with. Beyond the headline pitch, a documented Checkout.com use-case is "E-commerce checkout", and a documented 2Checkout use-case is "E-commerce checkout".
Quick take
Checkout.com is for SaaS with online payments; 2Checkout is for SaaS with online payments; decide on pricing model.
| | 2Checkout | |
|---|---|---|
| Category | Payment Gateway / PSP | Payment Gateway / PSP |
| Pricing Model | usage | β |
| Entry Price | custom pricing | β |
| Free Tier | No | No |
| Billing Complexity | medium | β |
| Developer Experience | 5/5 | 3/5 |
| Pricing Transparency | 4/5 | 2/5 |
| Lock-in Level | medium | low |
| Migration Complexity | medium | β |
| Data Portability | Via API export | β |
| Enterprise | Available | β |
| GitHub Stars | 1.3k | 83 |
| License | Apache-2.0 | MIT |
Medium β proprietary tokens
Migration difficulty: medium
Data you keep: Via API export
API standard: Proprietary
Risk notes: Medium β proprietary tokens
π‘ Moderate effort required. Export data before canceling
Choose Checkout.com if your project is SaaS with online payments, usage-based billing at custom pricing matches your volume, medium lock-in is an acceptable trade-off.
Not for: Offline, Internal projects
Choose 2Checkout if your project is SaaS with online payments, you want to keep future migration cheap, you can tolerate 2Checkout's limited public transparency (2/5).
Not for: Offline, Internal projects
Check each tool's dedicated page for deeper reviews, setup notes, and pros/cons.
Checkout.com uses usage-based from custom pricing, and 2Checkout uses undisclosed pricing. The pricing models are different, so a direct cheaper-than comparison depends on your volume and usage pattern.
Our data puts Checkout.com at medium lock-in, and 2Checkout at low lock-in (merchant account tightly bound; customer and subscription data partially portable). Migration is feasible but not trivial β budget time for re-integration, data export, and parallel running before cutover.
Checkout.com scores 5/5 on developer experience in our data, while 2Checkout scores 3/5, so Checkout.com has the edge on docs and SDK quality by that measure. That gap is reinforced by transparency scores of 4/5 versus 2/5. Still, run a small integration spike on both before deciding β team familiarity with a given SDK style often matters more than a one-point score gap.
2Checkout covers a similar scope to Checkout.com β our data lists "SaaS, E-commerce, Marketplace" as the best-for on both. The pricing model shifts too β Checkout.com is usage-based from custom pricing, 2Checkout is undisclosed pricing β so expect the cost profile to change as well. One caveat: 2Checkout is explicitly not for offline, Internal projects, so check that constraint against your use-case before switching.
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